Licensing Disclaimer
As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Aequitas Mortgage Inc. is a licensed mortgage broker. The following states require disclosure of licensing information. (If your state is not listed, it does not require a specific license disclosure):
TEXAS
REGULATOR:
TX Department of Savings and Mortgage Lending
2601 North Lamar, Suite 201
Austin, TX 78705
Phone: (512) 475-1350
Fax: 512-475-1360
DISCLAIMERS:
Consumers wishing to file a complaint against a mortgage broker company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.
The department maintains a recovery fund to make payments of a certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originator. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund. Please consult the department’s website at www.sml.texas.gov.
Disclosures
The information contained herein is for informational purposes only and is not a commitment to lend. The programs, rates, terms, and conditions are subject to change at any time without prior notice. Not all borrowers will meet the requirements necessary to qualify. All loans are subject to credit and property approval. Other restrictions and limitations may apply.
Repayment Period: 30 Year fixed are fully amortized payments for 30 years (360 monthly payments) with principal, interest, taxes, insurance, and homeowners’ association or condo fees (if applicable). Mortgage insurance premiums not included (if applicable). 15 Year fixed are fully amortized payments for 15 years (180 monthly payments) with principal, interest, taxes, insurance, and homeowners’ association or condo fees (if applicable). Mortgage insurance premiums not included (if applicable).
Loan Amount: Loan limits may apply, vary by loan program, and could change at any time.
Down Payment: Credit terms require minimum down payment from buyer. Down payment varies by loan program.
Refinances: As a result of refinancing, your total finance charges may be higher over the life of the loan.